Europe forces Apple to open iPadOS to third-party applications and allow the uninstallation of pre-installed apps
03/05/2024Apple will have to allow the installation of applications on its iPad tablets from sources other than the App Store, in addition to enabling the uninstallation of its own applications that come pre-installed.This obligation comes after the European Commission, within the framework of the Digital Markets Law, has identified the operating system of iPad tablets, iPadOS, as a "gatekeeper" or "gatekeepers". This means that they consider it an important entry channel for professional users to reach final consumers, thus justifying the requirement for its universality.As a result, Apple has a period of six months to comply with the rules imposed by European regulations and which aims to promote fair competition in the digital market.These new measures imposed by the European Commission on Apple follow the precedent of previous decisions that affected the iOS operating system for iPhone, the Safari browser and the App Store itself and mean allowing users to delete applications that come pre-installed on their iPad devices. and offer support for downloading and installing applications from sources external to the App Store.This change in operations for Apple, reported by Bloomberg in recent information, will imply a major adjustment for the company, which has traditionally maintained a closed ecosystem on its devices, allowing only approved applications and services through its official store. However, with this new regulation, iPad users are expected to have greater freedom and flexibility to customize their devices according to their needs and preferences.
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Digital insurance with AI sets the trend in the Insurtech market
12/04/2024Digital insurance, connected and driven by generative Artificial Intelligence (AI), is making a milestone in the Insurtech market, according to a report prepared by the technology consultancy NTT Data. The report, 'Insurtech Global Outlook 2024,' delves into the three waves of innovation that are reshaping the insurance sector and also offers recommendations derived from its main findings. NTT Data experts detail that, after reaching record investment figures in previous years, the sector experienced an adjustment in 2023, reflecting both the bursting of a bubble and a strategic adaptation to new global economic and political realities. Three waves of innovation in digital insurance The NTT Data report identifies "three waves of innovation" in the insurance industry: digital insurance, connected insurance, and generative insurance. The first ones, they explain, mark the entry of Insurtech companies into the market, while connected insurance leads the shift towards proactive prevention strategies and personalized approaches for the client. The latter, generative insurance linked to AI, they add, are helping insurance companies to generate high-impact models in society, while also complying with ethical regulations. In fact, according to this work, cybersecurity and AI emerge as fundamental pillars for the transformation of the sector. The report highlights, for example, an investment of 640 million dollars in cybersecurity, with a growth in the number of transactions and an increasing focus on protection against cyber risks. In addition, artificial intelligence, with investments of over 50 billion dollars, is consolidating, according to the NTT Data report, as a disruptive force, paving the way for revolutionary solutions and business models.
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