Digital insurance with AI sets the trend in the Insurtech market
12/04/2024Digital insurance, connected and driven by generative Artificial Intelligence (AI), is making a milestone in the Insurtech market, according to a report prepared by the technology consultancy NTT Data. The report, 'Insurtech Global Outlook 2024,' delves into the three waves of innovation that are reshaping the insurance sector and also offers recommendations derived from its main findings. NTT Data experts detail that, after reaching record investment figures in previous years, the sector experienced an adjustment in 2023, reflecting both the bursting of a bubble and a strategic adaptation to new global economic and political realities. Three waves of innovation in digital insurance The NTT Data report identifies "three waves of innovation" in the insurance industry: digital insurance, connected insurance, and generative insurance. The first ones, they explain, mark the entry of Insurtech companies into the market, while connected insurance leads the shift towards proactive prevention strategies and personalized approaches for the client. The latter, generative insurance linked to AI, they add, are helping insurance companies to generate high-impact models in society, while also complying with ethical regulations. In fact, according to this work, cybersecurity and AI emerge as fundamental pillars for the transformation of the sector. The report highlights, for example, an investment of 640 million dollars in cybersecurity, with a growth in the number of transactions and an increasing focus on protection against cyber risks. In addition, artificial intelligence, with investments of over 50 billion dollars, is consolidating, according to the NTT Data report, as a disruptive force, paving the way for revolutionary solutions and business models.
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Ip Location, the tool to know my ip location
If you need to check what location your internet provider is sharing with the websites you visit, with our IP locator you can instantly geolocate your IP address or any other that you enter manually. To geographically locate the IP address, you only need to be connected to the internet. If you use VPN software or connect through a proxy to locate IP address you can also use our tool. None of the data generated by the IP locator is stored in our system. @Mapa@ How can I hide my IP address so that it cannot be traced? To anonymously browse the Internet and avoid being located through the IP of your connection, there are two basic ways to do it. The first is to hide IP so that no one will be able to track our presence on the network or access our browsing data and the second is to change IP and browse through another IP address whenever we need to. Why do I need to locate my IP geographically? Locating your IP geographically is the best way to find out what data our ISP shares about the location of our connection. Depending on this location. a website whose URL is ".com" will change to "/es" if we connect from Spain, for example, and some tasks related to the sending of forms will be simplified, as they will be automatically pre-filled with some data such as your country or city, depending on your geolocation IP. As users with a geolocation IP tool such as the one we offer in Cuál es mi IP, we can manually enter an IP address and find out, for example, from where we have received a fraudulent email, if we have had access before, of course, to the IP address involved Can anyone find out my home address with an IP geolocation tool? By using a tool to locate an IP address, you can trace the IP and geolocate it through coordinates on the map, but the specific postal address is never provided. This is because our IP address is not ours, but rather our Internet Service Provider's (ISP's). So what data can they find out about me with IP geolocation? When locating the IP geographically. the only information about us that is provided is the country and city from which we are connecting, since the GPS coordinates of altitude and latitude that are shown correspond, in reality, to those of the headquarters of the company that is offering us the Internet connection service. The reason behind this is that all data related to the actual geographic address of the device used to access the Internet, i.e. our router, is not public and belongs to our ISP, which can only disclose it by court order. Why are companies interested in locating my IP address geographically? Information is power and for a company to know from where its potential customers connect is an important advantage to design marketing strategies aimed at the customer profile of a particular geographical area or country. In addition, in terms of anti-fraud, e-commerce companies can improve card payment security by identifying payment attempts from suspicious IP addresses. What is an IP address? An IP address is a special numerical combination assigned to an internet-connected device to be identified on the network. All intelligent devices need an IP address to access the Internet and interact on the network. Each device connected to the Internet has its own an individual IP address. When we access the Internet, the servers recognize our device through its IP address, allowing the two-way communication with the recipient. As we are identified with our IP address, the rest of devices can order a return response, without mistake the sender. Making a simile, an IP address would be the address that we use to write on the back of an envelope. This information identifies us as issuers and also as recipients of the return answer. To make possible this data exchange, the IP protocol was established as a set of universal rules for all the Internet operations. That means that all devices connected to Internet or to a home network, "speak" the same language and they are able to communicate each with the others. There are two types of IP address, the external IP and the local IP: • The external IP or public IP is the numerical combination address assigned to us by our Internet service provider (ISP). This public IP identifies us as Internet users when we are connected. If you want to find the IP of your computer, your tablet or your Smartphone, you can find out this immediately by accessing the home page of “What is my IP” or using our speed test service that, in addition to this information, will inform you about the quality of your Internet connection. • The local IP address or internal IP is the one the router assign to all the devices connected to him and identifies each of these devices, individually, in the home network. How to locate an IP address? If you want to know how to find out where an IP address is from, you should know that it is not always easy to find out the IP origin of a connection, because there are different systems to hide the IP. Some users use these systems for security reasons or to simulate, for example, their IP location in another place and thus have access to Internet services not enabled in the place where they are located. Now, if the user does not use any resource to mask the IP, find out the IP of the computer or any other device connected, for example, to our website, it is as simple as use IP geolocation services such the one offered in “What is my IP?” and you will immediately find out the IP origin of any computer that you are interested in track. Knowing the IP location of our clients is an advantage when we are designing, for example, our marketing strategies and a good tool, also, to improve network security, as it allows us to locate suspicious IP addresses. In addition, with the IP geolocation service you can also verify the location that your Internet provider shares about you. It should be clarified that this location provided by IP geolocation services is never the specific address of our home or where we are located. The data actually are from the operator node in our area that is offering us the connection service to the internet network Therefore, the geolocation information will be the country and city from where the connection is made, but not the address where the user is located, because this specific tracking of the user address is protected by law and this data can only be provided by court order.
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Telegram incorporates chatbots into Telegram Business accounts
03/04/2024Telegram Business has announced the addition of chatbots among its features aimed at streamlining communication between companies and their clientele. The new automated assistants on this instant messaging application are designed to provide information automatically in response to predictable inquiries. This recent development was announced through the company's official blog, where Telegram also explained that the chatbots also have the option to provide links that direct customers to booking or order tracking. Additionally, these new automated assistants from Telegram Business are also capable of offering welcome messages and absence notifications, useful for informing customers, for example, about holiday closures. Telegram explains that thanks to this new feature of Telegram Business, user companies will be able to enhance their brand presence and foster lasting relationships with their customers by leveraging the power of automation along with personalized communication.
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Privacy Policy
Esta política de privacidad aplica a todos los contenidos de este sitio web y que sean publicados por Dommia Design Studio. Si usted tiene alguna consulta sobre cómo usamos su información personal, por favor contacte con nuestro responsable de privacidad en [email protected]. Según lo establecido en el RGPD (Reglamento (UE) 2016/679), les proporcionamos la Información Detallada de Protección de Datos que se expone a continuación: Responsable: Dommia Design StudioRazón Social: Dommia Design Studio SLC.I.F.: B-66440581Dirección: c/ Lepant, 326, Entlo, Desp 3 - 08025 - BarcelonaTeléfono: 936 241 455Correo Electrónico: [email protected] Inscrita en el Registro Mercantil de Barcelona Tomo: 44619, Folio: 176, Hoja: 461387, Inscripción: 1 Información que recopilamos y con qué objetivo Esta sección detalla la información que podemos recoger sobre usted. Explicamos por qué y cómo lo utilizamos en secciones posteriores. Información que obtenemos a través de cookies y herramientas similares Utilizamos cookies (y tecnologías similares) y herramientas de análisis en nuestros sitios para recopilar información sobre usted. Esta información se puede utilizar para mejorar el rendimiento del sitio y mejorar la experiencia de usuario. Proporcionamos información detallada sobre cookies y tecnologías similares dentro de nuestra Política de Privacidad; algunos ejemplos incluyen: Su ubicación: utilizamos cookies para mostrar información del lugar más relevante para su ubicación. Su uso: utilizamos cookies para entender como nuestros clientes utilizan nuestros sitios. El dispositivo: utilizamos cookies para entender el tipo de dispositivo que está utilizando para mostrarle la mejor versión del sitio. Si desea administrar sus cookies, siga las instrucciones de la sección "Cómo gestionar las cookies" dentro de nuestra Política de Privacidad. Información que obtenemos a través del formulario de contacto Datos de contacto: nombre y correo electrónico. Web Beacons Utilizamos web beacon en nuestras páginas web y nuestros correos electrónicos. Cuando enviamos correos electrónicos a los miembros del boletín de noticias, podemos hacer un seguimiento del comportamiento como quien abrió los correos electrónicos y quien hizo clic en los enlaces. Esto nos permite medir el rendimiento de nuestras campañas de correo electrónico y mejorar nuestras características para determinados segmentos de miembros. Fundamentos legales para el procesamiento Solo tratamos información personal cuando tenemos su consentimiento de usuario: es decir, cuando nos ha dado permiso explícito para procesar información personal para un fin determinado. Por ejemplo, si completa uno de nuestros formularios de comunicación, le solicitaremos su consentimiento si quisiéramos utilizar su información personal para cualquier otro propósito. Usted tiene el derecho de retirar este consentimiento en cualquier momento. Puede administrar sus preferencias contactando con nuestro Delegado de Protección de Datos en [email protected]. ¿Cómo utilizamos su información personal? Recopilamos información personal por una razón principal, para mejorar y mantener el rendimiento de nuestro sitio web y poder brindarle la mejor experiencia de usuario posible. Recopilamos información personal por dos motivos principales: Mejorar y mantener el rendimiento: para proporcionarle la mejor experiencia de usuario posible, debemos asegurarnos de que nuestros productos y servicios funcionan como deberían ser. Comunicar cambios y ofertas de productos: queremos que obtenga el máximo rendimiento de nuestros productos o servicios, incluyendo mostrar nuestros últimos contenidos y boletines informativos. Puede cambiar sus preferencias en cualquier momento contactando a nuestro oficial de privacidad a [email protected]. ¿Con quién compartimos su información personal? No divulgamos su información personal a ningún tercero a menos que lo exijan las leyes aplicables, órdenes judiciales u otros procesos legales válidos. ¿Cuánto tiempo conservamos su información personal? Un resumen de la duración de su información personal: Categoría de datosEjemploPeríodo RetenciónJustificación del Período Comercial Clientes Hasta 5 años después de la resolución de cualquier relación comercial Para informar de nuestros productos y servicios Comercial Formulario de contacto Hasta 5 años después de la resolución de cualquier relación comercial Para informar de las peticiones realizadas por el usuario Marketing Newsletter Hasta que exprese su negativa a que sea enviada Para informar de nuestros productos y servicios Los datos se almacenarán el tiempo estrictamente necesario exclusivamente para el desempeño de sus competencias legalmente establecidas. A veces es necesario que guardemos su información personal por períodos más largos, por ejemplo: Si existe un requisito legal para retenerlo; Si requerimos la información por razones legales o existe una necesidad legítima para que la retengamos; Para garantizar que no nos comuniquemos con usted si nos ha pedido que no lo hagamos. ¿Cómo mantenemos su información personal segura? Contamos con las medidas de seguridad técnicas y organizativas adecuadas para garantizar que la información de nuestros usuarios esté protegida contra el acceso, uso, alteración o pérdida no autorizados o accidentales. Sus derechos Según las leyes de protección de datos, tiene derechos en relación con sus datos personales que gestionamos. Estos derechos incluyen: El derecho de oposición al márquetin directo; El derecho de acceso a los datos personales que procesamos sobre usted; El derecho a solicitar la eliminación de sus datos personales; El derecho a solicitar la rectificación de sus datos personales. Puede ejercer estos derechos contactando a nuestro oficial de Privacidad en [email protected]. ¿Dónde se aplica esta política de privacidad? La información personal recopilada por el CLIENTE. Nuestro sitio web puede contener enlaces a sitios web de terceros que no están sujetos a esta política de privacidad. No somos responsables de su contenido, uso de información personal o prácticas de seguridad. Si tiene una consulta sobre el tratamiento de su información personal, comuníquese con nuestro oficial de Privacidad en [email protected]. Cambios en esta política de privacidad Esta política es efectiva desde el 24/05/2018. Cualquier cambio que hagamos a esta política de privacidad se publicará en esta página, explicitando la fecha del último cambio.
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Proton Mail improves email tracking protecti
02/12/2022Privacy continues to be one of the areas that concentrate most attention and efforts from IT companies and Protron Mail, Proton's end-to-end encrypted mail service, developed by CERN engineers, after learning about mass surveillance of US security agencies, has announced a new level of protection in this regard. Proton will reinforce the protections against the tracking of 'emails' with the aim of offering users a highly privacy service and neutralizing any gap that may have been opened since the creation of this service nearly a decade ago. Proton Mail guarantees their clients, an encryption system that no one except the sender and receiver can access the message. The new version, which will be included by default in iPhone and iPad, also implements new functions that will allow you to schedule the sending of messages, set reminders to answer important emails, and postpone emails that can wait. Proton is also working on the possibility of replying to messages without having to open the text composer and is also finalizing the details of a faster new version for Android
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The United States accelerates the digital dollar
23/11/2022After US President Joe Biden ordered this past week to urgently evaluate the creation of the digital dollar, the Federal Reserve Bank and companies such US Bank, Citi, HSBC and Wells Fargo have announced a pilot prove to test the new currency. The digital Dollar will be issued centrally and its regulated liability network (RLN) will be tested for twelve weeks, during which the participating banks will operate in a simulated way, using tokens that will act as deposits from their clients that will be settled in a central reserve in a shared distributed ledger. This will be use to evaluate its security and operation in financial transactions and agreements. In parallel, China continues to promote the Digital Yuan and the European Central Bank (ECB) is also advancing in the creation of the digital euro, a project that the latest information indicates it cab be already viable in 2025. And while all this is happening, the information that ensures an imminent regulation for cryptocurrencies increases.
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What is web hosting and why do you need it?
09/09/2021If you are thinking of creating your own website or if, on the contrary, you already have one and are looking for a better web hosting service, you probably have many doubts concerning web hosting: what exactly is it, what are its different types, why do I need it, etc. For this reason, here we offer you a clear and simple guide to web hosting. What is web hosting? Web hosting is a service that allows organizations and individuals to post a website or web page onto the Internet so that it can be consulted at any time and from any place and device. The content of the websites is stored, therefore, in web servers. These servers allow the content to be accessible via the World Wide Web. For all those who do not know the term, a web server is a piece of computer equipment that is much more powerful than any conventional computer and that is connected to the Internet 24 hours a day to enable access to the contents it stores. Different types of web hosting are offered based on the web server: shared hosting, VPS, cloud hosting, WordPress hosting, elastic hosting, etc. These services are offered by web hosts such as Webempresa, which provide space on a server for use by clients. Why do you need web hosting? Web hosting allows your website to be always online and available worldwide and for everyone. Therefore, even if you can afford to buy your own server and have a fast internet connection, it is advisable to hire a web hosting service, as it will be much cheaper. Web hosts have their own servers to host their clients' websites. These servers are located in a Data Processing Center (DPC): an infrastructure that has the most advanced security systems and stable and secure internet connections, which prevent errors in the services. What are the different types of web hosting? Although there are different types of web hosting in the market, the most common are the following: shared hosting, dedicated hosting, VPS (Virtual Private Server) hosting, cloud hosting, reseller hosting, and WordPress hosting. Each of them meets the needs of a particular group of customers. Shared hosting is the most basic type of web hosting. The provider rents small spaces on a single server to different websites. In this way, all customers have their own space to host their content, while sharing server resources such as CPU, processor, RAM, bandwidth, or IP address. In contrast, a dedicated hosting service is a type of web hosting in which the client leases an entire server and does not share it with anyone else. Although shared hosting works very well, a dedicated server stands out because it is never affected by existing traffic and because it has a higher level of security. A virtual private server (VPS) is basically a server running within a server. One physical server hosts multiple virtual servers, each isolated from the others. Each VPS runs its own operating system, independent of the others. The features offered by a virtual private server are very similar to those of shared hosting. At the same time, it offers all the benefits of a dedicated server. Cloud hosting works in a very similar way to the "cloud" where we store all kinds of documents. This is because all the resources that are used to collect the information of a website are executed from a cloud server. The main difference between cloud hosting and other web hosting types is that, in this case, you only pay for the services you use. Reseller hosting is another type of web hosting. It is basically white-label web hosting. A person buys hosting from a provider and then resells those services to his/her clients. This allows the creation of hosting plans and external domains or subdomains. The last type of web hosting we will talk about here is email hosting, which allows you to register a domain name and therefore have a professional email service. This type of web hosting is highly recommended for businesses or individuals that intend to convey an image of seriousness and trust. Thus, thanks to email hosting, you will be able to have a personalized email address, more storage space, and a higher level of security.
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